Don’t you just love being a grandparent?    

Is there anything more fun than spending time with the little one? Playing with them, reading to them, helping give them a bath, it doesn’t matter — whatever you do together, it’s just the best.   

And another great thing: at the first cry or dirty diaper, you get to hand them back to mom or dad. As the saying goes, “All of the joys, none of the responsibilities.”  

But there is one area where you probably would like to assume some responsibility:  

Making sure your grandchild has financial security.